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Travel insurance policies are managed by nib Travel Services (Australia) Pty Limited ABN 81 115 932 173 AFSL 308461 (nib Travel Services) and underwritten in Australia by XL Insurance Company SE, Australia Branch (ABN 36 083 570 441) and in New Zealand by certain underwriters at Lloyd’s. Qantas is an authorised agent of nib Travel Services. You should consider all of the policy documents (in Australia Product Disclosure Statement (PDS) and in New Zealand Policy Wording) and your personal circumstances before making any decision about whether to acquire a travel insurance product. Insurance cannot be purchased more than 12 months before travel.